mortgage refinancing, home equity loanIf you need a home equity loan right now, help might be just right around the corner. Loan lenders want to help with your mortgage refinancing, and the passage of the Wall Street bailout bill should go a long ways toward freeing up some of the money that banks and mortgage lenders have been reluctant to lend. If you are looking at refinancing your mortgage in the short term future, you might want to have a good look at your credit report along with your preferred lender to make sure that you will be able to qualify for a home equity loan based on your current financial situation. If you owe too much on credit cards to qualify for mortgage refinancing, consider looking at a debt consolidation loan that will bring down your monthly payments so your loan ratios will be better. Once the bailout bill passes, there will be lots of opportunity for mortgage refinancing, so start now by getting your financial house in order, and the process will probably go much more smoothly for you.